Frictionless Health
Look and feel your best. Pay over time.
Pay-over-time for the care insurance doesn't cover. Apply on your phone at checkout and get a monthly plan sized to your procedure.
Join the waitlistYour monthly plan
12 months
- Approved in seconds
- Plan sized to your procedure
- Your provider is paid today
Illustrative example: $2,400 over 12 months at 12% APR. Actual terms depend on approval.
Checkout status
Patient is ready to book
- Payout sent by VERA
- No card processing fees
- Works next to your current financing
Illustrative screen.
Solutions
Make saying yes easy.
One simple financing flow for patients and providers, across every kind of out-of-pocket care.
Apply in seconds
A soft credit check on the patient's phone, so applying never affects their score.
Decide at checkout
A monthly plan sized to the procedure, shown before the patient leaves the office.
Providers are paid upfront
VERA pays the provider directly. The patient repays VERA monthly.
Fixed monthly plans
Simple installments, not a revolving card with deferred interest.
Why now
Patients already borrow to pay for this care.
Out-of-pocket care is growing, and people are finding ways to pay for it. VERA makes that simple.
of pet owners used credit or took on debt to pay vet bills in the past year.
of people who considered or had fertility treatment have used, or plan to use, credit to pay.
of consumers would be more likely to have a cosmetic procedure if they knew financing was available.
How it works
Three steps from quote to monthly plan.
No paperwork at the front desk and no waiting for a callback.
Patient applies
On their phone at checkout, with a soft credit check.
Plan approved
Approved on the spot, with a monthly plan sized to the procedure.
Provider paid
VERA pays the provider upfront. The patient repays monthly.
For providers
Offer VERA. Close more procedures.
Add VERA next to the financing you already offer. If one lender declines a patient, another can approve.
No downside
VERA sits alongside your current financing partner, so there is nothing to give up.
Paid upfront
VERA pays you directly, so you are not waiting on the patient.
No card fees
Because VERA pays you directly, you avoid credit and debit card processing fees.
Our idea
Think health. Then financing.
Why wait to look and feel your best? Enjoy it now, pay it later.
Team
Built by people who have built lending.
VERA is led by founders with experience in lending, fintech and exits.
Draden
Co-Founder
Software engineer at Lead Bank, working in lending and issuing. Co-founded Finit Loyalty, a referral-program platform for banks and credit unions, and sold the company. At Anchorage Digital, grew the loan book from $0 to $180M. Previously at Meta.
Early access
Let's talk.
Join the waitlist as a patient, a provider or an investor, and we will be in touch.